Florida health insurance exchange

Florida uses the federally-run health insurance exchangeexchange, so residents register through Healthcare.gov. Open enrollment for 2017 coverage continues until the end of January, and started on November 1.

As of March 2016, there were 1.5 million individuals with effectuated coverage through the Florida exchange, accounting for almost 14 percent of the whole state’s registration at that point.


For 2017, standard premiums (second-lowest-price silver plan) are growing by a mean of 14 percent in Florida (lower in relation to the national average of 22 percent). Premium subsidies are derived from the price of the standard strategy so than they were in 2016, assuming incomes stay pretty constant, subsidies will be bigger in 2017.

Carrier changes for 2017

As is the situation in most of the states where they now offer individual plans unitedHealthcare is leaving the individual marketplace in Florida health insurance exchangeat the end of 2016.

But finally, they didn’t reenter the exchange, and a Florida Office of Insurance Regulation graph reveals Cigna offering two off-exchange strategies in Florida for 2017.

Humana is scaling back their exchange contribution throughout the nation in 2017, but the Sun Sentinel verified that Humana will continue to provide strategies in the Florida exchange. As of September 2016, Humana was intending to offer 16 strategies in the Florida health insurance exchange, but off-exchange strategies. They may be leaving 31 of the 38 counties although strategies were offered by them in 2016, but will continue to provide exchange strategies in the other seven counties in 2017.

Harken started offering coverage in the Atlanta and Chicago regions in 2016, as well as their strategy was to grow into Florida with the upcoming open enrollment period. But in early August, they reversed course, saying that they wouldn’t offer strategies in Florida in 2017. But they left the door open for a future expansion into Florida, saying “Harken considers individuals in South Florida could profit significantly from our model that was revolutionary, and we anticipate offering accessibility to all those services as a piece of future growth.”

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